Relocating to Boise?
Maybe you're moving to Boise to accept a job. Maybe you're doing it to be closer to your family. Or maybe you just want to experience something new. Whatever the case may be, moving out of state can be really intimidating. It can also be a logistical nightmare if you don't make the proper preparations. Fortunately, there are some relatively simple steps you can take to make your move as smooth as possible. Take a look at these 10 tips for moving out of state.
- Do as much research on Boise as you can
- Search for a new home
- Use the move as an excuse to purge
- Pack up the things you're going to move properly
- Hire a reliable moving company
- Save all the receipts related to your move
- Forward your mail right before you move
- Let your friends and family know you're moving
- Obtain a new driver's license when you arrive
- Take time to explore your new surroundings
Boise is a fast-growing city that's teeming with culture, natural beauty, and job opportunities. It encompasses a whole lot of open spaces and a little bit of a big city. This city boasts almost non-existent crime, great schools, friendly people, and easy access to any outdoor activity you could dream of. Who wouldn't want to move here?
6 Things to Consider When Buying Life Insurance
There is no such thing as a one-size-fits-all life insurance policy. You might need more, or less life insurance than your neighbor down the road, depending on multiple factors.
Of the 60 percent of Americans who have life insurance, 1 in 4 felt they needed more coverage.
Before shopping for a policy or purchasing additional life insurance protection, it's important to understand the factors that affect how much life insurance you need. So how do you determine how much life insurance you need? Here are six things to consider:
The amount on your tax return plays a significant role in your life insurance calculations. The more you earn the more coverage you need. Your agent can help you determine how much life insurance you may need.
The proceeds from a life insurance policy need to take care of all of your debts, including mortgage balances, car loans, student loans, credit card balances or other debts that would be a burden to your family and will need to be paid in full. More debt necessitates more life insurance.
Review your existing assets. If you have significant savings and investments that can be used to cover burial/estate expenses, pay off debts and provide a financial cushion for your family, you'll need less life insurance than someone with few assets.
4. Existing Coverage
Do you have life insurance coverage through an employer? One 2016 survey found 19 percent of policyholders had life insurance through work. Depending on the amount of that coverage, having your own policy may be a good idea.
5. Family Size
The more dependents you have, the more life insurance you need. In addition to thinking about the number of children depending on you for coverage, take their ages into consideration as well. You'll need more life insurance to protect young children through adulthood than you would for college graduates with their own policy.
6. Future Needs
Life insurance helps protect your family, and that means purchasing enough coverage for their future including educational expenses. When calculating your life insurance needs, determine how much it'll cost to send your children to college.
To determine how much life insurance you need, an online calculator is a good place to start. And you'll want to make an appointment with your agent for a detailed analysis of your life insurance needs.
Thanksgiving Fire Safety
For most, the kitchen is the heart of the home, especially during the holidays. From testing family recipes to decorating cakes and cookies, everyone enjoys being part of the preparations. With that being said, keeping fire safety top of mind during this joyous but hectic time is important, especially when there's a lot of activity and people at home. As you start preparing your holiday schedule and organizing that large feast, remember, by following a few simple safety tips you can enjoy time with your loved ones and keep yourself and your family safer.
- Thanksgiving is the peak day for home cooking fires, followed by the day before Thanksgiving and Christmas Day.
- In 2015, U.S. fire departments responded to an estimated 1,760 home cooking fires on Thanksgiving.
- Unattended cooking was by far the leading contributing factor in cooking fires and deaths.
- Cooking equipment was involved in almost half of all reported home fires and home fire injuries.
- Stay in the kitchen when you are cooking on the stove-top.
- Stay in the home when cooking your turkey and check on it frequently.
- Keep children away from the stove.
- Make sure kids stay away from hot food and liquids.
- Keep the floor clear so you don't have any slips, trips, or falls.
- Keep knives out of the reach of children.
- Be sure electric cords are not dangling off the counter.
- Keep matches and utility lighters out of reach.
- Ensure your smoke alarms are in working condition.
By: Ryan M.
Traveling away from home and your family is not easy; especially when it's directly into the site of a natural disaster. Here at SERVPRO we never hesitate to set aside our personal lives to help others. We are a team of individuals that thrive under times of pressure and love helping people. We are supported by families who have our backs and understand the sacrifice is for the good of humanity. Helping others get back to normal and returning their homes or businesses to a state of "Like it never even happened," is what we do and pride ourselves on.
Once onsite after a hurricane or natural disaster has struck we are searching out for those who need our help most. We have a huge number of individuals from the corporate level down at all positions taking calls and scheduling inspections. We have teams onsite sometimes the same day at the disaster site ready to respond. Vehicles and crews are mobilizing at the first word of a storm and preparing to stock the area with the needed consumables, PPE, and equipment to help restore your home or business. Different states with different teams of SERVPRO superheroes are ready to lend a hand or help coordinate efforts to have the most effective and efficient response possible. We work as one big team, (ONE TEAM) to meet the need for our service and assistance. No matter what that is we will find a way to take care of our customers and those in need.
How To Protect Your Home And Love Ones In A Wild Fire!
By: Beth B.
A wildfire is unexpected, unwanted, and can be damaging to communities. While wildfires are out of the control a home or business owner there are things that can be done to remain safe and minimize damage. The first action to take is to evacuate if there is danger. Pay attention to fire warnings and local evacuation orders. It is important to leave early with your family and pets. Come up with an emergency plan before disaster strikes. While coming up with the plan consider how you will communicate, what emergency items will be needed and where you could evacuate to. To protect your home or business remove items that can burn easily from outside the premises. Keep all windows and doors in your home or business closed to prevent smoke and soot damage in your home. Move all flammable items inside to the middle of the building. While natural disasters are unplanned your reactions to them do not have to- stay informed and stay safe!
Classification of Water Damage in Your Home
In this post, we will be explaining some of the basics of water damage and how it can affect your home and health. Water damage is the leading culprit when it comes to property damage and restoration service needs.
Now, this actually surprises a lot of folks, when they hear water damage they usually imagine a flood from a nearby river, a natural disaster, etc. While events as such do occur, there are more common ways for water damage to affect your home, including:
- appliance leaks from your fridge, ice machine, washing machines, etc.
- toilet overflows
- sinks and bath/shower overflows or left running without attendance
- broken/leaky water pipes within walls and ceilings
- drainage issues around the property
- roof leaks and compromised exterior
- rain/wind storms
As you can see, water damage can originate from either internal or external sources and once it gets into your home it is important to know what kind of water you are dealing with.
What do we mean by what kind of water? Well in the restoration industry we recognize water in THREE different categories:
- CATEGORY 1 – Also referred to as “Clean Water”, this means that the water originated from a sanitary source and does not generally pose a risk to our health.
- CATEGORY 2 – This could also be referred to as “Grey Water”, meaning it contains some contamination and would not be sanitary enough for human consumption, posing a health risk if ingested.
- CATEGORY 3 – Commonly known as “Black Water”, this is water that is grossly contaminated and could contain disease-causing organisms, pathogens, and other harmful materials.
Now you know the 3 different categories of water and how it can enter into your home. Each of these different categories of water damage comes with their own do's and don'ts on how to deal with them. Restoration professionals like SERVPRO of Boise have advanced training and expertise, not to mention a tremendous amount of hands-on experience to handle any water damage emergency
Who Is Responsible For Apartment Complex Water Damage?
Unfortunately, water damage is a common issue both homeowners and renters can face. The aftermath can be devastating making the property unlivable and permanent damage may occur to personal belongings. When water damage occurs in an apartment, who is responsible for the damage cost? The property owner or renter?
Water damage can be unpredictable and it is important to understand your renter rights and understand who is responsible for what in such an event. In general, a landlord is responsible for maintaining the property ensuring that the apartment is livable and functioning up to code. The landlord may refuse repairs, or fail to address them quickly enough – causing further damage such as mold. In the United States, basic principles in tenant rights are in place and outline the party liable for damages. Depending on the state, rent details can vary so check with your local housing authority.
Review Your Lease
It’s important to know what your lease states regarding property damage. Most properties have property insurance and will list what type of damage that is covered and what is not. The lease may specify actions that may be in place depending on the severity of the water damage. If the damage is severe and the apartment is unlivable is the tenant still required to pay the rent? Can the landlord evict the tenant or can the tenant cancel their lease without penalty? In general, if the damage is minor, the tenant will not be able to cancel the lease agreement. If the terms regarding property damage are not listed in the lease, speak to your landlord about who is responsible in the event when water damage strikes.
Accidents happen which is why it is essential to have renters insurance. Most places require you have it before allowing you to move into an apartment. Depending on the plan you select, coverage can vary from damages to the building, personal content and may even cover the cost of lodging while repairs are being completed.
The landlord is responsible for maintaining a functional apartment and ensuring that it is livable. The upkeep of basic plumbing such as sinks, toilets, and tubs fall on the shoulders of the landlord. Failure to maintain or repair these functions may lead to property damage and the landlord is liable due to negligence.
Damage to Property and Personal Belongings
Water damages caused to the building itself such as flooring, walls, and utilities should be covered under the landlord’s property insurance. Personal property damages fall to the responsibility of the party at fault for damages, which can be the tenant. For example, if the tenant leaves a faucet on and falls asleep causing water damage.
How We Can Help
Water damage requires a rapid response in order to minimize loss to both the property itself and belongings inside. SERVPRO technicians are experts at water damage cleanup in apartments and buildings of all sizes no matter the severity of the damage. Our team of experts will assess the damage and develop an appropriate plan to restore and recover your property and contents. Contact us by calling 208-375-0300 to learn more about our water damage clean-up services.
What to Expect When You Call SERVPRO of Boise
We Answer the Phone Ready to Help
Call SERVPRO of Boise Today
We understand that when you call us, you may be feeling confused, stressed, and vulnerable. You need an expert to guide you through this crisis. SERVPRO of Boise has specific water damage training and experience to help you through this tough time. We specialize in water damage restoration—in fact, it's the cornerstone of our business.
What to Expect
When you call, we will ask several questions regarding your water damage emergency. These questions will help us determine what equipment and resources to bring, including how many trained SERVPRO Professionals may be needed.
Our SERVPRO Representative will ask several questions:
- Your name and contact information including your phone number and email address
- Your insurance information (if applicable)
- The street address of the water-damaged home or business
- When did the flooding or water damage occur?
- What caused the water damage (if known)?
- Is there electricity available (on-site)?
- Is there standing water (if applicable)?
- What year was the home or business built?
About SERVPRO of Boise
SERVPRO of Boise specializes in the cleanup and restoration of residential and commercial property after a fire, smoke or water damage event. Our staff is highly trained in property damage restoration. From initial and ongoing training at SERVPRO’s corporate training facility to regular IICRC-industry certification, rest assured our staff is equipped with the knowledge to restore your property.
When Storms or Floods Hit Boise, SERVPRO is Ready!
SERVPRO of Boise specializes in storm and flood damage restoration. Our crews are highly trained and we use specialized equipment to restore your property to its pre-storm condition.
Since we are locally owned and operated, we are able to respond quicker with the right resources, which is extremely important. A fast response lessens the damage, limits further damage, and reduces the restoration cost.
We're Highly Trained Storm Damage Specialists
As a leader in storm and water damage restoration, SERVPRO of Boise has the specialized training and expertise to restore your home back to its pre-storm condition. Our restoration process puts an emphasis on scientific drying techniques, progress monitoring, and documentation.
- Water Damage Restoration Technician
- Applied Structural Drying Technicians
Resources to Handle Floods and Storms
When storms hit Boise, we can scale our resources to handle a large storm or flooding disaster. We can access equipment and personnel from a network of over 1,700 Franchises across the country and elite Disaster Recovery Teams that are strategically located throughout the United States.
Have Storm or Flood Damage? Call Us Today 208-375-0300
Dealing with a house fire in your home
The process involved will definitely differ depending on the severity and size of the fire and damage caused, as you can see in the image to your right this is quite severe fire damage. However, the principles of fire damage restoration will for the most part be the same.
Like in most restoration projects the main goal you are trying to reach is preloss condition, that is you want your property to be restored back to how it was before the damages occurred; you want it to be safe, clean, free of smokey odors, and of course, looking "Like it never even happened."
Now at this point, we are going to assume that the fire has been put out, everybody is safe, and you are now looking at the damage caused and are wondering what to do next.
Before you start any work ensure that:
- the property is structurally sound and is safe to re-enter
- you have identified any safety hazards that may be present
As you re-enter the property you will want to get rid it of any lingering smoke and gasses that may still be present. You can do this by opening windows and doors and releasing them outside. In situations where there is a lot of smoke still lingering inside the property and you have neighbors close by then you will want to exhaust the air through an air filtration device (AFD). An AFD unit will process the air through a series of filters reducing its potency and potentially harmful contents.
Once you have taken care of these initial steps and are ready to assess what work needs to be done. You should be taking note of the two main types of possible damage; the obvious burnt and charred materials and the less obvious smoke and soot damage.
Now, you will need to make a decision whether to repair or replace the affected items or property. Any items or property that got burnt and charred will be easier to spot and will likely need replacement if you are not sure on what to do with a certain item you should get it out of the property until your decision is made. As once we start the cleaning process we will want all burnt and charred materials out of the property.
Once all the burnt materials are out of the home you can start looking at what got damaged indirectly. It becomes trickier to decide whether to repair or to replace an item that has been affected by smoke and soot as the process can be difficult and costly.
Okay, so now you know the first few steps on how to get started on a fire damage restoration project. If your property has suffered a fire damage incident that is of a large scale or simply outside your comfort zone to handle yourself give SERVPRO of Boise a call at (208) 375-0300